Poland · used-vehicle ownership · 2026

The sticker is
the small print

A vehicle loses value, burns fuel, and sends you a service bill every year. This totals all three — per kilometre, on depreciation curves measured from actual PL listings.

5years old
3years
8 000km / year
True cost to ride
—

≈ — every year

Where the money goes
Total / year—
Assumptions — adjust the model

The big one

What it bleeds while you own it

The orange line is the real value curve for this class (smoothed from PL private-seller listings). The shaded band is your hold window — buy on the left dot, sell on the right. The gap between them is depreciation: usually the largest single cost of owning a bike, and the one no dealer prints on the tag.

fitted value your hold window
Coming soon

Buy in February, sell in May

Prices swing with the season — a bike costs more in spring than in winter. The panel opens when the tracker has twelve months of data. Then: cheapest month to buy, dearest to sell, and the złoty timing alone saves on top of the curve.

cheapest to buyFeb?
dearest to sellMay?
timing swing± ? zł

How to read this

It's a band, not a verdict

Three caveats

  • Depreciation is ours; the rest is modelled. The value curve is real data. Fuel, the service/wear reserve and fees are coefficient estimates — that's why we show the yearly figure as a range, swung by the wear reserve.
  • Insurance is yours. We refuse to guess it — paste a real OC/AC quote and the receipt updates. The default is only a placeholder.
  • Resale assumes an average example. Your bike's condition, mileage and history move the sell value off the curve. Treat the end value as the midpoint of a fleet, not a promise.